There's this group of programming people that work at your bank. They've spent long hours developing a vast network of processes that keep track of your transactions and make them available for download through their website. But these programmers are sad today. Why are they sad? Because you're one of those customers that never downloads transactions and statements, so all of their work is for naught. Whenever they see you using a pen to scribble your latest grocery purchase into your checkbook, they get a little weepy.

My Money 2.0 is a nifty piece of personal finance software that seamlessly downloads your transactions from your bank's website and enters them into an electronic register. My Money 2.0 is suitable for business and personal needs, with full support for single-entry and double-entry accounting. In double-entry accounting, every transaction is entered as a debit in one account (your money stash) and a credit in another (groceries, bills, beer fund). In single-entry accounting, transactions get recorded against payees and categories. Either way, My Money 2.0 will keep track of everything for you, so you won't accidentally juke the stats.

My Money 2.0 is designed to work with all kinds of banks, financial institutions, data vendors, and third party technology vendors. You'll be able to download financial data from the majority of banks directly into the My Money 2.0 application, and for the others, you can download your data as a file and then import the file into My Money 2.0. Either way, it's got you covered.

My Money 2.0 even helps you to understand your financial situation by offering over 30 reports and visualizations that analyze the past, present, and future of your money flow. Even better, any of these reports can be exported as PDF, Open Document, or Microsoft Excel format!