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YouTube Despite the improvements in safety of vehicles, automobile accidents remain the most common cause of death and injury. In these cases insurance is often the primary source of compensation. If, however, you are injured and your insurance company denies your claim, or does not pay the amount of your medical bills you may be entitled to get compensation from other parties. These include the state of New York, the five Boroughs, or even the seller or manufacturer of a defective product. Damages Car accidents can result in numerous damages, including property damage, injuries and lost wages. These damages are difficult to calculate but a car accident lawyer can help you determine the value of your claim. Non-economic damages can be more difficult to prove. Non-economic damages include pain, suffering, disfigurement and permanent scarring. In many cases medical expenses are a part of the cost in the event of a car crash. These expenses could include hospital visits, x-rays surgery, as well as other treatments. These costs can include hospital visits, xrays surgeries and other treatments. Damage to property is usually the result of an accident that involves a vehicle, and it can lead to expensive repair bills or even a totaled vehicle. This can include items in the vehicle, such as laptops, computers and other equipment for work or the property that surrounds the accident, such as trees and fences. Weather conditions can also contribute to car accidents, since roads that are muddy or slick make it difficult to drive safely. Drivers who drive during bad weather conditions must be held accountable for any accidents they cause. The amount you can receive for the cost of medical bills and property damage is contingent upon the severity of your injuries, the prognosis of your recovery, and how they impact your quality of life. Your lawyer can help you calculate the amount of these damages and make sure that you get enough compensation to cover all your expenses. Some victims of car accidents suffer from emotional and mental stress due to their injuries. These feelings can impact their relationships, and also their job performance. They can also lead to anger and frustration, which could result in accidents. The neck or chest can also be a serious problem. These injuries may prevent you from working, and they could also have a long-term impact on your life. Injuries Car accidents can result in a variety of injuries. Some are very serious and sometimes fatal. These injuries can include traumatic brain injury, spinal cord injury, burned bones, and broken bones. The most common type of injuries that result from car accidents is soft-tissue, or musculoskeletal, injuries. This includes whiplash injuries, that are caused by sudden jolts caused by collisions. Whiplash can be caused by different types of car accidents, as as rear-end collisions. In these instances your body is swaying upwards while your head stays in place, which causes you to strain your neck. Other injuries that may be sustained in a crash include chest injuries, leg and arm injuries and back injuries. Some injuries, such as herniated discs are delayed by the crash but can still result in painful conditions and long-term disability if they don't get the proper treatment. Knee injuries, or fractures and sprains, are another common injury that occurs in car collisions. These injuries often require surgery or other medical treatment to heal, however they may not be evident right away after a crash. The severity of these injuries is determined by the force, weight, and speed of the collision. Bone fractures can be mild to extremely severe, and these injuries usually result in permanent scarring. In a car crash internal bleeding and abdominal bruising are also serious issues. If you're involved in an accident and see bleeding, you must visit the emergency room immediately. Chest injuries are also very frequent, and can range from simple bruises to more serious damage like broken ribs. A sternum fracture is a severe injury that can be difficult for someone to differentiate from other chest trauma or internal bleeding. Other injuries that are not visible can occur in a car accident that include lacerations and burns. These kinds of injuries are common and can result in permanent scarring when burns or cuts are severe. Insurance If you've been injured in a car crash, it's important to understand your legal rights and options available to you. A seasoned personal injury lawyer can help you secure the compensation you require to cover medical expenses as well as lost wages and property damage. Depending on the location you reside in there are different types of insurance coverage for car accidents. In New York, for example, drivers must have both liability and no-fault insurance, both of which cover medical treatment and lost income, regardless of who is the one to blame in the accident. Liability: This protects you in the event that a third person submits a claim to your insurance company alleging injury or death as a result of your vehicle. It also shields your vehicle from vandalism or theft. You can choose between several liability limits, including the minimum that is required in your state. No-fault Coverage: The most well-known kind of auto insurance in New York is no-fault, which pays up to $50,000 per accident for injuries sustained by the passenger and driver, regardless of fault. Additionally, you can buy additional coverage that covers personal injury protection (PIP) which covers for medical expenses and lost income in the event that you are hospitalized or unable to work due your injuries. These coverages pay for damage caused by fire, theft vandalism, floods and fire and falling objects. These insurances are not required, but they are typically worth the investment, as they can provide financial protection from the high cost of car repairs after an accident. Deductibles. The majority of auto insurance policies contain a deductible. This is the amount you have to pay before the insurer will pay for an insurance claim. You'll have to pay a deductible if would like your insurance company to pay your claim. This is true regardless of whether you have personal injury protection insurance, uninsured driver insurance, or comprehensive insurance. Injury caused by a car crash can have a long-lasting impact on your life. You could be left with huge medical bills and find it difficult to perform your day-to-day tasks. If you've suffered an extreme injury or your family has been victimized by a fatal crash it's essential to have an experienced attorney on your side to ensure that you get the compensation you deserve for your damages. Statute of limitations The statute of limitations is a law which dictates the time period in which you are able to make a claim after an accident. The time frame can have a major impact on your legal options, and it's important to know the process to ensure that you don't lose the possibility of bringing an action. In most cases, the deadline to make a claim is three years from the date of the incident. You must file your claim within the time frame or you will lose the right to sue the person who caused your injury. Car accidents can happen at any moment, and it's crucial to act swiftly after a crash to ensure that you receive the compensation you deserve to cover your injuries. It's also crucial to have a lawyer in your corner whenever you can in order to help you determine whether you have a valid claim, and to help you construct your case. Under New York Civil Practice Laws & Rules Section 214, anyone who is injured in a car accident (driver or passenger, cyclist or pedestrian) has three years to make a claim for personal injury. If the victim is younger than 18 years old, they have to wait until they turn 18 to bring a personal injury lawsuit. In certain situations, the statute of limitation can be "tolled" or extended to allow more time to file an action. For example, if a victim is in a coma or mentally incapacitated at time of the crash, they may be granted additional time to pursue their claim. If you are considering filing a claim against a car crash and are considering filing a claim, you should consult an experienced car accidents attorney within the shortest time possible following the accident to discuss your situation. They can assist you in determining if you have a valid claim to injury, and if the statute of limitation has expired, so you can file your claim before it's too late. The statute of limitations isn't easy to understand however it is essential to understand the process in order to know when to start making your case. Our Arkansas car accidents attorneys can provide you with the information that you need to begin pursuing your claim and receive the compensation you deserve.
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