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Purchasing credit card gift certificates can be a smart way to earn rewards or save for future purchases, but they come with certain limitations. Some cards have expiration dates, which could result in a loss of value if not used within a specific timeframe. ???? ?? ??? Others may have hidden fees that can devalue the certificate. While they offer convenience and the flexibility to use them at multiple retailers, it’s essential to read the fine print to ensure that you’re getting the best deal. Always weigh the benefits and drawbacks before making a purchase.
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