No matter what our actual job title is, each and every one of us is in management. If we're at work, on the train, or sitting at home on the weekend, we're still in management mode. How, you ask? We all are responsible for managing our money, every day, all of the time. Just like in the office, some of us are good managers and some of us, well, some of us need some improvement.

There are a lot of financial management software packages out there, but in most cases you're paying additional money for features that you will never use. To be honest, you'd be happy just to have an inexpensive piece of software that will let you create spending categories, track transactions, and produce reports showing you your financial picture.

Expense Tracker is right up your alley. It's simple to use and can do double duty for both personal finances and business accounting.

Expense Tracker comes out of the box with a selection of the most popular expense categories (bills, insurance, taxes, for example), but you are free to create your own categories and subcategories to tailor-make the app to your liking.

Once you're all set up with your categories, you can start feeding your transactions into Expense Tracker. This is where the software helps you to identify patterns of spending, and where you may need to cut back. Expense Tracker shows you your cash flow, and whether it's flowing uphill or down.

On a regular basis, like at the end of the month, you can use Expense Tracker to print out expense reports showing you where you spent your hard earned dollars. It's a good tool for setting up a budget, or seeing how closely you're sticking to one. Even better, you can export these reports to word processor or spreadsheet programs.

Expense Tracker helps you to get a grip on your financial situation, for your home life and your small business needs.